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Financial education: 5 strategies for saving

Nov 25, 2022 | News, Uncategorized

Knowing how to manage one’s finances well can help make the experience of non-resident students less stressful and tiring.

That’s why we thought to introduce you to 5 strategies for saving money, so that you can get the basics to organise your days by spending little but not having to give up anything.

Expense register is the basis for good financial education

Keep your receipts and keep track of all your spending; at the end of the day take five minutes to write down your outgoings. If you acquire this habit at the end of the month you will know exactly how your finances are going and where you have managed to save and where not.


This will enable you to better plan your future expenses, prioritising the absolutely necessary ones and leaving the more superficial ones on the back burner.

Always find out about university conventions and student discounts

Universities and university campuses usually have agreements with other institutions, reserved for their own students or residents.
Try to find out what they are right away, you may find that you get favourable discounts for specialist medical examinations and gym and theatre subscriptions, for example.

In-Domus has always had agreements with medical centres, where residents can benefit from advantageous discounts on specialist visits. Click here to read more.

Moreover, the very fact of being a university student gives you access to a whole range of discounts, such as season tickets for public transport or access to certain concerts and museums.

As you can see, all you need to do is inform yourself a little, and by doing so you will discover that you have many advantages that you did not even imagine.

Get help from apps to save money and split expenses

Not sure where to start to get financially educated?
There are many apps that can help you manage your finances.
You can keep an eye on your expenses, record monthly expenditure and income trends, and create a digital piggy bank, where you can set aside the money you save.

You can find many on the market, an interesting app, for example, is FLOWE, which has several functionalities: pay smartly, you can put money aside and reach your goals with the DROP feature or digital piggy banks and you can record shared expenses.

Furthermore, through Flowe card payments you help plant trees in Guatemala to help local families and combat the climate crisis.

Organise your shopping and meals

Grocery shopping is probably the most dramatic; we often find ourselves with an empty wallet and a full fridge. But how much of what we bought was really necessary? And at the end of the week how much food is wasted because it has expired?

So what should one do to avoid waste and improve one’s financial education devoted to saving?
First of all, always prepare a shopping list to be clear about what is missing in the house.
Here too, apps can come to your aid, you can download the Bring! IPhone and Android app, with which you can create a shopping list for every occasion. Buy foods with a long shelf life and remember that all foods can be frozen.
Freezing is the best way to avoid waste!

Don’t buy crates of water bottles any more, today you can get water through distributors.
You can also find them on your In-Domus campus to make your daily water supply. In this way you do your pocket and the environment a double favour.

Once you have done your weekly grocery shopping, organise your daily meals, create a weekly menu, so you know what to prepare day by day avoiding spending money on quick and unhealthy lunches at the café or diner.

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Frequently Asked Questions

Reservation

Can I visit the Campus?

Yes, you can call the reception or send an email to info@in-domus.it to make an appointment.

Type of contract?

Standard contracts are for 11 or 6 months, or 5 months for the second semester. Stays of a different duration can be arranged according to our availability. Stays of a different duration can be arranged according to our availability.

Is filling the form enough to complete my reservation?

No, filling the form is just a way of checking if the type of accommodation that you prefer is available.
In short time you will receive the contract and instructions on how to complete the reservation.
Only by signing the contract and making the first payment the reservation will be binding for you, it will be binding for In-Domus once it has confirmed the acceptance of the reservation in writing.

Check-in

What should I bring with me?

A valid ID card or passport.

Where should I go when I arrive?

You will have to check-in at the Reception. (usually between 3:00 PM and 10:00 PM, a different time of arrival can be scheduled if needed)

Check-out?

Within 10:00 AM of the last day of contract.

Payment

When should I pay?

At the time of booking you should pay the cautionary deposit and the first instalment of the fee as indicated in the Assignment Request Form. The payments of the other installments of the fees should be made within the dates indicated in the Assignment Request Form.

When can I have back the cautionary deposit?

The cautionary deposit, net of any amount due to In-Domus, will be returned to the Assignee within 30 days from the check-out date, through bank transfer only.

Cancellation

How does early termination of the contract work?

In case of early termination, you will have to communicate to In-Domus The communication of your new check-out date must be sent to In-Domus, by email at amministrazione@in-domus.it. You should give In-Domus a 30-day notice for the termination and you should pay, in addition to what already stipulated in the contract for the notice period, a penalty fee of two additional months, subject to the limit of what is overall due for the entire duration of the Contract.

What is included?

What is included in the price?

The “all inclusive” fee includes a bed in a fully furnished room or apartment, all utilities and weekly cleanings and change of bed linens and towels.
Free access to the common areas to study, cook and relax, a well-equipped gym, last generation Wi-Fi and coin operated laundry.

Is Wi-Fi included?

Yes, last generation Wi-Fi connection in the whole building is included.

Is TV included?

Yes, there are TVs in the lounge rooms.

TV is included in the rooms in Milano Olympia, where it is possible to watch free-to-air television.

Is the kitchen kit included?

Only in apartments (solutions with kitchen) the kit is included, the guests who live in the rooms can keep their kitchenware in the personal lockers found in the common kitchens.

Is the refrigerator included in my room?

Yes, every room has one: other refrigerators and freezers can be found in the common kitchens.

Are bed linen and bathroom towels included?

Yes, both are changed once a week. You can request for additional changes by paying an extra fee.

Is the gym included?

Yes, and it is open 24/7.

Is the music room included?

Yes, you can book the music room for free.

Is the use of the common kitchens included?

Yes, the use of the common kitchens and refreshment rooms is included.

Is the use of the study rooms included?

Yes, it is included.

Is the laundry service included?

Yes, with coin operated washing machines and dryers.

Guests

Can I have guests for the night?

Upon request to the email info@in-domus.it and based on availability and the rate in force on the specific day.

Can I have guests at the Campus?

Every resident can have up to two guests per day, they must register at the reception and can stay from 8:00 AM to Midnight.

Can my parents reserve a room?

According to our availability, parents can stay at In-Domus at a special rate.

General

Can I stay at In-Domus if I’m not a student?

Yes, In-Domus reserves a limited number of rooms for non-students.

Can I make a reservation if I’m underage?

Yes, it is possible following authorization by the parent or legal guardian of the minor.

Can I bring animals with me?

No, it is not possible to keep animals at In-Domus.

Are food and drinks available at the Campus?

Yes, there are vending machines with snacks, drinks and hot beverages.

Can I sublet my room?

No, it is not possible

Can I choose my roommate?

We will take any preference under consideration, according to the availability. We will do our best to meet your requests.

Can I choose on what floor to live?

We will take any preference under consideration, according to the availability.
For certain types of accommodation, a specific floor or position can increase the monthly fee.

Can I throw a party?

Yes, if you respect the rules and the peace of the residence (at midnight any external guest should leave the Campus).
It is necessary to inform the reception in case a party has more than 30 guests. There will be a security guard whose hourly fee will be charged to the person responsible for the party.

Can I customize my room?

Yes, as long as you don’t make any permanent change to the walls and furniture. At check-out, the room must be restored to its initial state, otherwise there could be an extra charge.

Can I stay in my room during the Christmas/Easter holidays?

Yes, you can stay in your room for the whole duration of the contract.

What should I do if something doesn’t work in my room?

There is an email address for maintenance requests:
fixit.milanolympia@in-domus.it (In-Domus Milano Olympia)
fixit.milanomonneret@in-domus.it (In-Domus Milano Monneret)
fixit.milanointernazionale@in-domus.it (In-Domus Milano Internazionale)

Can I receive mail and parcels?

Yes, you can easily collect your mail at the reception.

Where can I smoke?

It is strictly forbidden to smoke in any of the In-Domus spaces. Violators will be subject to fine according to the Italian law and In-Domus rules (see hand-book).
Reiterated breach of this rule may result in the expulsion from the Campus.

What happens in case of damages?

Any damage caused by the guest should be repaid according to the price list found in the In-Domus hand-book. In case of damages not present in our price list, the guest will be responsible for the repair costs, or, in case repair is not possible or not convenient, for the replacement of the damaged good.